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Bank of India Home Loan | Balance Transfer | Top-Up Loan – Low Interest Rates & Fast Approval Searching for a low-interest home loan, balance transfer home loan, or an affordable top-up loan? Bank of India (BOI) offers one of the best home loan solutions in India with competitive interest rates, flexible repayment options, and seamless processing. With Shubh Estate Brokers by your side, you get expert guidance, accurate property valuation, and higher chances of approval. ⭐ Key Features of Bank of India Home Loan (BOI Home Loan) (Optimised for SEO: home loan features, BOI home loan benefits, home loan eligibility) Attractive Home Loan Interest Rate starting from 7.35% p.a. Tenure up to 360 months (30 years) for easy EMI management Moratorium up to 36 months for construction-linked cases Up to 90% Home Loan Financing depending on property value Home Loan for Purchase, Construction, Plot + Construction, Renovation Home Extension & Home Improvement Loan Solar PV Installation Loan under home-improvement category Overdraft Home Loan (Smart OD Facility) for flexible repayment Minimal documentation & fast processing No prepayment penalty on floating-rate loans ⭐ BOI Home Loan Takeover / Balance Transfer